A minimum initial deposit of GHS30.00 is required to open the account. You do not need to keep a minimum balance in the account. You may have to pay a monthly service fee
Lets you spend less time banking - and more time living - because we know you want good service and convenient access to your money. A Personal Current Account is a flexible transactional account that comes with a chequebook and an ATM card – giving you easy access to your money through any of our branches and ATMs across the country, and also via the internet.
We know you have lifestyle aspirations and that sometimes you need the right financing to realise your goals. Our Unsecured Personal Loans are flexible, short- to medium-term loans tailored to meet your personal financing needs such as buying household or electronic appliances, education expenses, home improvements, car maintenance, rent advance and other personal expenses.
1. Fixed Term Loans (FTL): A short-term personal loan is ideal if you earn a minimum net salary of GHS400 a month.
2. Revolving Term Loan (RTL): A short- to medium-term revolving personal loan if you earn a minimum net salary of GHS700 a month.
3. Employer Managed Scheme Loan (EMS): A short- to medium-term personal loan structured for salaried employees on our Workplace Banking Group Scheme who earn a minimum net salary of GHS300 a month at negotiated concessionary rates.
An account used to save towards a particular goal or purchase, or to give you the peace of mind that comes from knowing you're ready for the unexpected. You earn interest each month, which means your money grows faster and you reach your financial goals quickly. You also get a debit card, which can be used at ATMs and point-of-sale terminals nationwide.